Decades of insurance and healthcare expertise, united by a mission to transform revenue cycles across India. Our leadership brings a rare blend of regulatory knowledge, clinical finance acumen, and on-ground execution.
Every engagement is led and overseen by our founders — ensuring clients always receive senior-level expertise, not delegated work.
An electrical engineer by qualification, Mr. Nagaraj Rao brings over 30 years of distinguished experience in the General Insurance industry, having served in various capacities including Senior Level Management at National Insurance Co. Ltd and Faculty at National Insurance Academy, Pune.
A co-founder of ARC Insurance Broking Pvt Ltd, he is widely regarded as a pioneer in implementing health insurance in Karnataka. He was instrumental in devising a first-of-its-kind policy providing BPL citizens with cashless insurance cover through a WHO-sponsored scheme and spearheaded a mobile hospital in remote North Karnataka — a World Bank-funded initiative.
A passionate advocate for insurance education, Mr. Rao is a visiting faculty at several management institutions and served at the National Insurance Academy — the only institution in Southeast Asia dedicated to insurance education.
Girish N. Rao is a seasoned insurance professional with a strong academic foundation and rich industry experience. He holds an MBA in Insurance from the National Insurance Academy — the only institution in Southeast Asia that imparts dedicated insurance education — and is an Associate Member (AIII) of the Insurance Institute of India.
With over ten years of experience in the General Insurance industry spanning both India and overseas markets, Girish brings a global perspective to the team. He serves as the go-to authority for technical inputs, ensuring the highest standards of insurance and claims expertise in all RCM operations.
A unique convergence of regulatory know-how, academic rigour, and decades of field execution.
Deep familiarity with IRDAI regulations, CGHS/ECHS guidelines, PSU health scheme frameworks, and GIPSA empanelment norms — built over decades of direct engagement.
Formal insurance education from the National Insurance Academy, India's — and Southeast Asia's — only dedicated insurance institution. Theory grounded in practice.
Relationships with every major TPA, government body, PSU employer, and private insurer — cultivated through years of empanelment, claims, and reconciliation work.
1.5L+ claims processed, ₹600Cr+ recovered, and a sub-0.5% short-settlement rate — metrics that reflect meticulous documentation, follow-up, and dispute resolution skills.
These principles aren't just words — they're reflected in every claim file, every empanelment, and every client conversation.
Both leaders bring formal insurance education from India's most prestigious institutions — grounded in theory, proven in practice across thousands of real-world engagements.
Deep relationships with TPAs, government bodies, PSUs, and private insurers built over decades of field experience — opening doors no cold approach can match.
₹600Cr+ in revenue recovered, 1.5L+ claims processed, and a sub-0.5% short-settlement rate — numbers that speak louder than any promise or proposal.
A legacy of firsts — in Karnataka, in India, and in healthcare finance.
Get a free assessment of your hospital's RCM process. We'll identify gaps, quantify recoverable revenue, and present a tailored plan — backed by the full experience of our leadership.